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Prequalification Checklist for a Home Loan
Prepared to purchase your next home? As a prospective homebuyer — or as a realtor you know what you need to qualify for a home loan— you want to make sure. So that you can prepare for this step that is huge let me reveal a mortgage prequalification checklist.
What Is Prequalification, Exactly?
First, it is critical to keep in mind that pre-qualification can be an excellent first step in your home buying process, though it isn’t required. If you should be looking to get a mortgage, you will want to get pre-qualified by a reputable lender first. That is an easy process, but it is important to keep in mind it’s not the same as being pre-approved for a mortgage — while some lenders can use these terms interchangeably. The process of pre-qualification takes a review of your numbers and may provide you with an basic idea of simply how much you are approved for, though there is nothing set in stone.
To get prequalified for a home loan, here’s what you will need:
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